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Toyota Financial

Heart City Toyota is a local dealership that can help customers easily buy a car. We know how difficult it can be to find what you are looking for. Our Indiana dealership has close ties with the Toyota Motor Corporation. These ties allow us to provide Toyota finance to our customers. Financing opportunities are a great way to get back on the road for less. Most customers cannot afford to buy a car in cash. The additional support of Toyota Finance can help you buy the car you need. If you would like to learn more, Heart City Toyota can help!

What Financial Company Does Toyota Use?

Are you wondering what credit company Toyota Financial uses? The Toyota Motor Corporation implements its own credit company, known as Toyota Motor Credit Corps. You can learn about our Toyota dealership near Elkhart, along with Toyota Motor Credit and Toyota Lease Trust. If you want to buy a Toyota car for sale near you, Heart City Toyota has everything you need from a single provider.

Is Toyota Motor Credit the Same as Toyota Financial?

Yes! Toyota Financial Services is an umbrella brand for the Toyota Motor Corporation. It includes Toyota Motor Credit Corps and Toyota Lease Trust. Whether you need help financing a purchase or lease, we can help!

Does Toyota Finance Used Cars?

Yes! Heart City Toyota customers can use Toyota finance when they want to buy certified used cars for sale. We have an extensive inventory of Toyota vehicles, including cars, SUVs, and trucks. You can discuss Toyota finance deals with our team after finding a car you love.

Can I Skip a Payment with Toyota Financial?

Sometimes our customers struggle to make a payment. You will need evaluation and approval if you want to defer payment with Toyota financial. We know that the unexpected can happen. Heart City Toyota can help you defer payment until next month if you need additional support. Customers can receive a maximum of a 90-day deferral. Hard times come and go, and you can rely on Heart City Toyota for support.

Is Leasing a Toyota a Good Idea?

Yes! There are several advantages to a lease deal. Customers who want a short-term vehicle can choose a new Toyota lease. The short-term commitment of these vehicles will allow you to change your mind as your lifestyle changes. Beyond the convenience, you will also have lower monthly payments than if you were to buy a car. Customers will only pay taxes on the monthly payment amount rather than the vehicle's total value. A combination of benefits makes leasing a Toyota a good idea!

Does Toyota Extend Leases?

Of course! Customers have a few choices when their lease expires. Heart City Toyota will offer an extension, an opportunity to buy the car, and a return. If you have grown to love the vehicle, you might want to buy it outright. Customers interested in an extension can discuss a new lease agreement with our team. 

Can I Return My Toyota Lease Early?

Yes! Do you want to return a Toyota lease early? A lease deal is a contractual obligation. Heart City Toyota will accept a return of your Toyota lease, but it will incur termination fees. Customers who change their mind can count on our Elkhart dealership for support. Toyota leasing has never been easier than with Heart City Toyota!

Toyota Dealership Elkhart

Heart City Toyota is an incredible Toyota dealership with an impressive reputation. Not only can we help you finance vehicles, but we can also help you find a suitable model. We have an expert team that will introduce you to a diverse inventory. Customers will have a chance to discuss their options, test drive cars, and more. Whatever it takes to get you behind the wheel of a Toyota for sale, Heart City Toyota is here to help! 

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Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.


Heart City Toyota

711 N. Nappanee St.
Directions Elkhart, IN 46514

  • Sales: (574) 522-6600
  • Service: (574) 295-6316
  • Parts: (574) 295-6316


  • Monday 9:00 AM - 8:00 PM
  • Tuesday 9:00 AM - 8:00 PM
  • Wednesday 9:00 AM - 6:00 PM
  • Thursday 9:00 AM - 8:00 PM
  • Friday 9:00 AM - 6:00 PM
  • Saturday 9:00 AM - 3:00 PM
  • Sunday Closed