Contact

Heart City Toyota

711 N. Nappanee St.
Directions Elkhart, IN 46514

  • Sales: (574) 522-6600
  • Service: (574) 5226600
  • Parts: 5745226600

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Hours

  • Monday 9:00 AM - 8:00 PM
  • Tuesday 9:00 AM - 8:00 PM
  • Wednesday 9:00 AM - 6:00 PM
  • Thursday 9:00 AM - 8:00 PM
  • Friday 9:00 AM - 6:00 PM
  • Saturday 9:00 AM - 3:00 PM
  • Sunday Closed

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Toyota Financing


At Heart City Toyota, we know that buying a new car is an exciting moment in your life! We would be happy to help you along the way! Once you find the perfect vehicle, you will be at the point of your car-buying experience to decide if you will finance or lease the vehicle. Toyota financial makes this step easy for you! If you decide to shop at the Heart City Toyota, our team can assist you with leasing the vehicle or using our Toyota Financial plan. Deciding to finance is a huge step that can come with a lot of stress; yet, our financial team is here to make the process as smooth as possible. Our Toyota financing deals give incentive for our buyers to finance their next vehicle. Although, Toyota leasing may be a better alternative for others. Our financial advisors can walk you through every option you have to help guide you in your financial decisions.Ā 


Are you looking to lease a car instead of financing it? When you lease a vehicle, you can potentially have no down payment, lower interest rates, as well as a low monthly payment! Leasing allows you to turn the car in after so many years, in which you can then finance or lease another car. Toyota financing deals typically offer you a warranty with your lease, and you do not have to worry about any depreciation values in the future. As far as financing, you have the opportunity to own the vehicle when you pay it off, as well as sell it at any time. Toyota financial has strong relationships with local banks and lenders, which is why we can offer you many financing options that are sure to please your budget! Depending on your credit score and loan history, you may even qualify for a low-interest or shorter-term loan! Once you have decided the financial path you want to take, you can rely on Heart City Toyota to get you started on the road to success!


When you are ready to take the next step with financing your next car, you may do so by filling out our Online Credit Application. This tool helps you see where you are financially, and it will determine if you need to make any changes to boost your credit score to get the payment plan you are looking to have. You want to be sure you have room in your budget to afford a new monthly payment for your vehicle. We are devoted and equipped to help you get approved for car financing at Heart City Toyota! As always, you are welcome to come on down to our nearest Toyota dealer, where we have a financial team that can assist you with the application process. We look forward to working with you soon!

Toyota Finance Specials


At Heart City Toyota, we understand the stress of purchasing or leasing a new or used car. We want you to know that we prioritize your financial needs when you shop with us. That is why our Toyota finance specials are in place to save you some money when you decide to finance or lease that new car! Because who doesn't like to save money? When you shop at your nearest Toyota dealer, our sales team will help you find the car you have been longing to have! Our sales team will ask you questions to determine what type of vehicle color, style, and interior you are looking to have. You will also be able to test drive the vehicle for yourself.Ā  Of course, once you find that perfect car, our job is not over. At that point, you will speak with a financial advisor, and they will inform you of our Toyota financing deals that are available to you! The financial team will see if you qualify for a low APR or any cash allowance offers. Having a low APR is an advantage because it prevents you from paying more money on your car loan in the long run, which is why it is crucial to have an average to an excellent credit score when you are in the market to buy a car.


You can check out our used vehicle specials, new vehicle specials, and our Toyota Motor incentives anytime by checking our website. However, our Toyota finance specials change from time to time because we want to offer you different benefits. Some specials may offer lower interest rates, shorter or longer terms for your car loan, or instant cash offers. These specials vary if you decide to lease the vehicle or utilize our Toyota financial plan, which these two options alone come with their benefits. Toyota leasing, for example, allows you to trade in your vehicle at any time without having to worry about the depreciation of the vehicle. However, you can ultimately be penalized if you are over the mileage limit. All of these factors vary, and you can discuss them with the finance team and our salesmen. If you would like to know more about our Toyota financing deals, we would love to go over all the details with you. Come chat with us at a Toyota dealership near you.Ā 


Toyota Dealership Near Me


When shopping for a new or used vehicle, figuring out where to begin your search can significantly stress you out. It is to your advantage to have a dealership you can trust for your car-buying needs and future service or maintenance needs. Why drive a far distance to look for a new vehicle when you can shop at a trusted Toyota dealership near you? Suppose you are in the Elkhart, IN area and are not sure where to start. In that case, Heart City Toyota is the nearest Toyota dealer that offers a team of knowledgeable salesmen and financial advisors to help make your car-buying experience an easy one! Our car salesman will show you the cars in our lot, take you for test drives, and answer any questions you may have about our vehicles. Our financial advising team is prepared to provide you with our Toyota finance specials. They will also inform you on which of those offers you qualify for based on your credit score and loan history.Ā 


When you purchase a new Toyota vehicle, you automatically qualify for ToyotaCare, a no-cost maintenance program that covers your vehicle for either two years or 25,000 miles, whichever comes first. Many dealerships may not even offer a plan like this when you finance or lease a vehicle. Services in this warranty include oil changes, tire rotations, multi-point inspections, and much more! Buying a new or used car is a considerable investment and comes with required maintenance to keep your vehicle running like new, which is why you want to ensure that you can rely on your dealership for service and maintenance repairs. Heart City Toyota ensures that you are in good hands by offering a full-service Toyota dealership near you that has well-trained mechanics to repair any issues that may come your way. We understand that no one wants to endure car trouble, but we aim to get you on the road safely and efficiently. At Heart City Toyota, we go the extra mile, so you do not have to!